What does title checking primarily confirm?

What does title checking primarily confirm?

• A. Confirms boundary location
• B. Checks for planning permissions
• C. Confirms what the seller can convey and checks for defects in the title and encumbrances
• D. Verifies occupancy history

Answer: (C)

Title checking is about establishing exactly what the seller can convey and identifying any defects or encumbrances that could affect the buyer’s title. It involves reviewing the title and chain of ownership, plus official searches, to confirm the seller has the right to transfer and to reveal rights, burdens, or interests that attach to the land. By doing this, you know what is being transferred and what the buyer will take, including any rights of others that affect the property such as easements, covenants, mortgages, cautions, restrictions, or notices at the Land Registry. It also highlights any title defects that could block completion or require remediation before completion. This is why the correct description focuses on confirming what the seller can convey and checking for defects in the title and encumbrances. Boundary location, planning permissions, and occupancy history are not the primary focus of title checking.

Title checking is about establishing exactly what the seller can convey and identifying any defects or encumbrances that could affect the buyer’s title. It involves reviewing the title and chain of ownership, plus official searches, to confirm the seller has the right to transfer and to reveal rights, burdens, or interests that attach to the land. By doing this, you know what is being transferred and what the buyer will take, including any rights of others that affect the property such as easements, covenants, mortgages, cautions, restrictions, or notices at the Land Registry. It also highlights any title defects that could block completion or require remediation before completion. This is why the correct description focuses on confirming what the seller can convey and checking for defects in the title and encumbrances. Boundary location, planning permissions, and occupancy history are not the primary focus of title checking.